Select Funds

The Select Funds option was designed for participants who prefer to allocate their retirement accounts on their own, but with some guidance.

Guidance comes in the form of a list of 50+ mutual funds that MCA has screened, evaluated and ranked using sophisticated analytical and screening tools, as well as a variety of other objective and subjective factors, in order to come up with what we believe are “best in class” funds.
Participants will allocate their accounts among these funds. The Select Funds list is organized by asset class.
Funds that are included within the MCA Select Funds option are designated as “Select” in the investment selection screen in order to distinguish them from mutual funds in that same asset class that may have been added as an accommodation under the “MCA Funds Universe” option.
For some asset classes, particularly the larger ones, there may be more than one “Select” fund listed.
We believe that for the vast majority of plan participants, choosing one of the MCA Managed Models option is the best alternative. However, for those participants that feel comfortable allocating their own accounts and want more latitude in their fund choices, the MCA “Select” funds list gives them the best tools with which to do this. We encourage participants to read about and strongly consider selecting the MCA Managed Models option.
As with all of the MCA investment options, the key is to be disciplined and continue to defer what you need and are able to do in order to keep your retirement plan on track. Make sure your retirement account is a line item in your family budget.